Super Big Protection at
Super Low Prices

The new insurance standard. Big coverage, low prices, on-demand protection, buy and claim on any smartphone.

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On-demand, bite-sized insurance


microUmbrella is one of Asia’s 1st micro insurance that covers your life, your work, your health, your asset, whenever you need coverage. No more wastage, no more paying long-term contract, no more paying for unnecessary coverage!

Personal Accident
PERSONAL ACCIDENT (death and disability)
from $2.68, as short as a month
Personal Accident with Medical Reimbursement
PERSONAL ACCIDENT with Medical Reimbursement
from $2.68, as short as a month
Personal Accident with Weekly Indemnity
PERSONAL ACCIDENT with Weekly Indemnity
from $2.20, as short as a month
Travel Protection
TRAVEL PROTECTION
from $35.00, as short as 1 day
Phone Protection
PHONE PROTECTION
$12.00/month

You only buy what you need, whenever you need


Insurance is usually the last thing people want to shop, because it's expensive, complicated, not claim-friendly. microUmbrella is redefining the insurance model, making it easy, direct, simple and fast.

Personal Accident
Super Low Prices
Pay only for what you need
Personal Accident with Medical Reimbursement
Comprehensive Coverage
Wide range of protection for you and your family
Personal Accident with Weekly Indemnity
User-friendly App
Choose, compare, buy and claim conveniently
Snatch Theft
Simple Terms
Understand what you buy and what you claim, no jargons!
Snatch Theft
Algorithm-Powered
Our intelligent chat-bot guides you step-by-step
Snatch Theft
Click to Claim
Claim anywhere, anytime. No forms, no queues!

Buy and claim on any smartphone - easily and instantly!

Eve, our charming A.I. will walk you through in buying the right protection for you and your family. If you have a claim, Eve will guide you too. All is done on the app within minutes.

See how our app works
3 minutes to claim 2 minutes to buy

How It Works


microUmbrella is different from traditional insurance. Everything is simple, convenient and transparent. We want you to buy whatever you need, and whenever you need, no long-term contract. We also want to pay claims, and we want to do it easily and instantly.

Personal Accident
Personal Accident with Medical Reimbursement
Personal Accident with Weekly Indemnity
Personal Accident with Weekly Indemnity
Choose the coverage on our app
Buy on our app
Claim on our app
Claim will be transferred to your preferred account